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Eternally Bankrupt Is Far Worse than Temporarily Unemployed

On April 2, 2020, The Washington Post reported that 10 million unemployment claims were filed in the US due to COVID-19. And even though the Wall Street Journal reported on March 25, 2021 that jobless claims fell to their lowest level of the pandemic there were still 684,000 claims made in the previous week.  Even with another round of stimulus checks, there are still many people just trying to make ends meet. As devastating as being temporarily unemployed is, being eternally bankrupt is far worse. Finding yourself unemployed at any time, and especially in the midst of a pandemic, is hard and scary. It raises many questions such as, “How will I feed the kids?” or “What happens if I get COVID and now I don’t have insurance?”

But coming to the end of your life and being spiritually and eternally bankrupt because you rejected Christ as Savior has a far scarier and eternal impact.

You can be the richest American and still be eternally bankrupt

For a moment think about what you would do if you suddenly became the richest American? What would change about your lifestyle? How would you manage your new-found wealth? It might be fun to dream about what you’d do with all that money, but if we are honest with ourselves, probably the first thoughts for the majority of us were rather selfish thoughts. We might have gotten around to helping those affected financially by COVID-19 or making a donation to some organization (even if just for the tax break), and oh yes – let’s not forget the tithe to our church. Based on your denomination, you might have even considered a donation to the church that will help solidify your entrance into heaven. But regardless of the amount you gave, you could still find yourself eternally bankrupt when this life ends.

Being eternally bankrupt

No matter how wealthy a person is while here on earth, money will not get anyone into heaven. Honors, riches, and the greatest of enjoyments of life mean absolutely nothing when one faces eternity without Christ. None of these in and of themselves will suffice to gain entrance into Heaven. If all these were gained, but they cause a person “lose himself” through rejecting Christ, then that person has lost everything that holds eternal value. Any person that dies without Christ as their Savior, will be eternally bankrupt.

It is easier for a camel to go through the eye of a needle

This in no way implies that a wealthy person cannot be saved. However, money can sometimes be an obstacle to people recognizing their need for a Savior. Jesus taught in Matthew 19:24, “Again I tell you, it is easier for a camel to go through the eye of a needle than for a rich person to enter the kingdom of God.” It becomes very easy for the wealthy to depend on themselves and their money, not unlike the children of Israel with their continual problem of idolatry. Every time they turned to false gods, they forgot the God that brought them out of Egypt. They turned to their own abilities rather than remaining dependent on God.

It is too easy for money to become an idol that we obsess over. And the more of it we have, the less we feel the need to depend on God or to even feel like we need God at all in our lives. However, the less we have of money, the greater we depend on God. We depend on Him to get us from one paycheck to the next, to keep the lights on, to keep food on the table, and to keep a roof over our head. The more we have that belongs to this world, the more we are tied to it. The less we have of this world, the freer we are to be tied to Christ. Therefore, money can become an obstacle to eternal life and cause us to be eternally bankrupt.

The Rich Young Ruler who was eternally bankrupt

In Luke 18, we find the rich young ruler who wanted to know what he needed to do to inherit eternal life. His focus was on how he could earn eternal life. Jesus replied to him: “You know the commandments: do not commit adultery, Do not murder, Do not steal, Do not bear false witness, Honor your father and your mother.” The rich young ruler responded: “All these thing I have kept from my youth.”

But Jesus knew the man had more interest in his wealth on earth than any treasures in heaven. So Jesus told him, “You still lack one thing. Sell all that you have and distribute to the poor, and you will have treasure in heaven; and come, follow Me.” The man became very sad because he was very rich. As a response to the man’s sadness, Jesus said, “How hard it is for those who have riches to enter the kingdom of God!” The people standing near said, “who then can be saved?’ Jesus answered, “The things which are impossible with me are possible with God.” It is only possible through placing our faith in Jesus and inviting Him to be our Savior. Only then doe we exchange eternally bankrupt for eternal life. Our treasures are then stored in heaven rather than behind a vault at a bank.

Being wealthy does not mean you are not eternally bankrupt

Wealth, whether one has an abundance of it or a great lack of it, holds no merit on eternal life. No one can be saved by their own efforts, but only through the grace of God is one able to obtain salvation. As for the crisis at hand and the financial burdens many still feel, we pray that God will meet your every need during this time. Even greater, we pray that no one finds themselve eternally bankrupt when they come to the end of this life.

God, may the entrapment of wealth not blind us to a false happiness that leads us away from you. May we keep our eyes on you and your grace that paves the way for us to obtain eternal life with you through the sacrifice of Christ as payment for our sins. Thank you for always meeting our every need and for all the many blessings you give us every day. May we always see You at work in each blessing with a heart of thankful praise. We ask that you provide for those who have lost jobs and that they will see you at work as you meet their every need. 


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Our Verse Mapping download is FREE and includes 6 pages: 3 pages of instructions for using the template and the 2 page template, plus the cover page. If you’re looking to go deeper into God’s Word, learn more about God and develop a stronger spiritual life, Verse Mapping will help you dig into the scriptures. As you apply God’s Word to your life, you will develop a more intimate knowledge and relationship with God.

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Download our Free 2021 Bible Memory Verse Plan

We’ve put together 52 memory verses for you to hide God’s Word in your heart! You can download the full document for free and then print a new verse each week and as many copies as you’d like. Each verse prints four times on a page so that you can then cut them into index size cards and place them in prominent places where you will see them frequently throughout the day to help you remember to memorize them. Just because you visited our site, they’re yours for free! Download today.

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Download our Free 2021 Daily Bible Reading Plan

With just 30-40 minutes per day, you can read the entire Bible in one year. The One-Year Bible Reading Plan consists of both Old Testament and New Testament readings for each day of the year. The Bible is God’s personal Word to you. What is He saying to you today? Open your Bible and find out!

One Year Bible Reading Plan

Download our Free Self-Care Wheel

The Self-Care Wheel provides ideas for practicing self-care in six dimensions of yourself: Spiritual, Physical, Emotional, Intellectual, Sensory, and Social. NOTE: You will need 11X14 paper to print the wheel.

Want to know more about self-care? Our Self-Care blog series targets people who serve in any ministry position and takes a Biblical approach to self-care.

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This week’s featured Christian Tees designs:

Nobody but Jesus

In a world that says, “Look at me!” I want the world to see nobody but Jesus. Based on the song by Casting Crowns. Watch the music video on YouTube

Living for the world to see Jesus

Graduating Seniors

For all the seniors celebrating graduation in a few months. Includes Jeremiah 29:11. If you have a senior graduating, this design makes a great gift.

Graduating Seniors

Here are some of our favorite designs

  • Revive Us Again, Lord

New in the Teespring Store: The Prayer of Blessing

We’ve added a new canvas print to the Teespring Store.

God instructed the Israelite priests to pray the prayer of blessing every day over the people. The prayer is found in Numbers 6:24-26. Hang the canvass in your home or carry the mug, tote bag, or water bottle and let the prayer of blessing impact all those who you meet throughout the day.

We’ve also put this design on a poster, coffee mug, a stainless steel water bottle, phone cases, and a few other products.


Need some music to get you through the day? Check out one of our Playlists on YouTube

Click here for the Contemporary Christian Playlist
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Or Click here for the Hymns Playlist

You can also watch our animated devotionals on the YouTube Channel


God, Love and Marshmallow Wars by Julia M. Bruce

What’s Inside God, Love and Marshmallow Wars?

God, Love and Marshmallow Wars is a book that includes 365 daily activities and takes you on a guided journey through Biblical principles about Godly marriage that you can then apply to your marriage, as well as helping you talk through concepts that can help you develop a solid relationship. Inside you will find simple, quick activities that include:

  • Scripture to memorize and meditate on.
  • Conversation Starters.
  • Concepts from the Bible on Godly marriages.
  • Romance Builders.
  • Relationship Builders.
  • Personal reflections.
  • Date ideas.
  • Group date ideas for you and other Christian couples.

Available in hardback, paperback and ebook from Westbow Press Bookstore, Amazon, and Barnes & Noble. Click the icons below to purchase from your preferred bookstore. Now also available at WalMart online.

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